:root{
  --navy:#0e2a42; --navy-800:#143856; --navy-700:#1d4a6e;
  --brick:#b4622c; --brick-dark:#8f4c20; --brick-light:#e8a877;
  --ink:#16202b; --body:#42525f; --muted:#6b7a86;
  --line:#e2e7eb; --wash:#f6f8f9; --card:#ffffff;
  --ok:#1d6f4a;
  --wrap:1140px; --radius:10px;
  --shadow:0 1px 2px rgba(16,32,48,.06),0 8px 24px rgba(16,32,48,.07);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  font-size:17px;line-height:1.65;color:var(--body);background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-700)}
h1,h2,h3,h4{color:var(--ink);line-height:1.2;margin:0 0 .5em;letter-spacing:-.02em;font-weight:700}
h1{font-size:clamp(2rem,4.6vw,3.15rem)}
h2{font-size:clamp(1.5rem,3vw,2.1rem)}
h3{font-size:1.2rem}
p{margin:0 0 1.1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
section{padding:68px 0}
.wash{background:var(--wash);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--brick);margin:0 0 .6em}
.lede{font-size:1.15rem;color:var(--body)}

/* header */
.topbar{background:var(--navy);color:#cfe0ec;font-size:.9rem}
.topbar .wrap{display:flex;gap:16px;justify-content:space-between;align-items:center;padding-top:9px;padding-bottom:9px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
header.site{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;gap:20px;justify-content:space-between;padding-top:14px;padding-bottom:14px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none}
.brand svg{flex:0 0 auto}
.brand b{display:block;color:var(--ink);font-size:1.05rem;letter-spacing:-.02em;line-height:1.15}
.brand span{display:block;font-size:.72rem;text-transform:uppercase;letter-spacing:.14em;color:var(--muted);font-weight:600}
nav.main{display:flex;align-items:center;gap:26px}
nav.main a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
nav.main a:hover{color:var(--brick)}
.navtoggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 11px;font-size:1rem;cursor:pointer}

/* buttons */
.btn{display:inline-block;background:var(--brick);color:#fff;text-decoration:none;font-weight:700;
  padding:14px 26px;border-radius:var(--radius);border:0;cursor:pointer;font-size:1rem;line-height:1.2;
  transition:background .15s ease}
.btn:hover{background:var(--brick-dark)}
.btn.lg{padding:17px 34px;font-size:1.08rem;width:100%}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.5)}
.btn.ghost:hover{background:rgba(255,255,255,.12)}

/* hero */
.hero{background:linear-gradient(170deg,var(--navy) 0%,var(--navy-800) 55%,var(--navy-700) 100%);color:#e8f0f6;padding:64px 0 72px}
.hero h1{color:#fff}
.hero p{color:#c4d6e4;font-size:1.13rem}
.hero .grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:start}
.ticks{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:11px}
.ticks li{display:flex;gap:11px;align-items:flex-start;color:#dce9f2;font-weight:600}
.ticks svg{flex:0 0 auto;margin-top:3px}

/* form card */
.formcard{background:#fff;border-radius:14px;box-shadow:0 20px 50px rgba(5,20,35,.35);padding:26px 24px 24px;color:var(--body)}
.formcard h2{font-size:1.32rem;margin-bottom:.15em}
.formcard .sub{font-size:.93rem;color:var(--muted);margin-bottom:18px}
.field{margin-bottom:13px}
.field label{display:block;font-size:.85rem;font-weight:700;color:var(--ink);margin-bottom:5px}
.field input,.field select,.field textarea{width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:8px;
  font:inherit;font-size:.97rem;color:var(--ink);background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy-700);box-shadow:0 0 0 3px rgba(29,74,110,.12)}
.field textarea{min-height:82px;resize:vertical}
.consent{display:flex;gap:10px;align-items:flex-start;margin:16px 0 14px;padding:13px;background:var(--wash);border:1px solid var(--line);border-radius:8px}
.consent input{margin:3px 0 0;flex:0 0 auto;width:17px;height:17px;accent-color:var(--brick)}
.consent label{font-size:.775rem;line-height:1.5;color:var(--muted)}
.consent a{color:var(--navy-700)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.formnote{font-size:.78rem;color:var(--muted);text-align:center;margin:12px 0 0}
.formmsg{display:none;margin-top:14px;padding:13px 15px;border-radius:8px;font-size:.93rem;font-weight:600}
.formmsg.ok{display:block;background:#e7f4ed;color:var(--ok);border:1px solid #bfe2ce}
.formmsg.err{display:block;background:#fdeceb;color:#a3281f;border:1px solid #f4c8c4}

/* cards + grids */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px;box-shadow:var(--shadow)}
.card h3{margin-bottom:.35em}
.card p:last-child{margin-bottom:0}
.num{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;
  background:var(--navy);color:#fff;font-weight:700;margin-bottom:14px}
.pills{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;list-style:none;padding:0;margin:0}
.pills li{background:#fff;border:1px solid var(--line);border-radius:8px;padding:13px 16px;font-weight:600;color:var(--ink);font-size:.95rem}

/* table */
.tablewrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
table.compare{width:100%;border-collapse:collapse;min-width:560px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
table.compare th,table.compare td{padding:15px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:.96rem}
table.compare thead th{background:var(--navy);color:#fff;font-size:.9rem;letter-spacing:.02em}
table.compare tbody th{font-weight:700;color:var(--ink);width:34%}
table.compare tr:last-child td,table.compare tr:last-child th{border-bottom:0}
table.compare td.us{background:#fbf5f0;font-weight:600;color:var(--ink)}

/* cta strip */
.strip{background:var(--navy);color:#dbe8f1;text-align:center}
.strip h2{color:#fff}
.strip p{color:#bcd2e2;max-width:640px;margin-left:auto;margin-right:auto}
.strip .btn{margin-top:8px}

/* legal */
.legal h2{margin-top:1.6em;font-size:1.32rem}
.legal h3{margin-top:1.3em;font-size:1.05rem}
.legal ul{padding-left:1.2em}
.legal li{margin-bottom:.4em}
.callout{background:var(--wash);border-left:4px solid var(--brick);padding:16px 20px;border-radius:0 8px 8px 0;margin:1.4em 0}
.callout p:last-child{margin-bottom:0}
.updated{color:var(--muted);font-size:.9rem}

/* footer */
footer.site{background:var(--navy);color:#a9c2d4;padding:52px 0 26px;font-size:.94rem}
footer.site a{color:#dbe8f1;text-decoration:none}
footer.site a:hover{text-decoration:underline}
footer.site h4{color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.13em;margin:0 0 14px}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:38px}
.fgrid ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}
.legalbar{border-top:1px solid rgba(255,255,255,.14);margin-top:34px;padding-top:20px;
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.86rem;color:#8daabf}
.legalbar a{color:#a9c2d4}

@media (max-width:900px){
  .hero .grid{grid-template-columns:1fr;gap:34px}
  .cards,.cards.two,.pills{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr;gap:28px}
  nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);
    flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 16px;box-shadow:var(--shadow)}
  nav.main.open{display:flex}
  nav.main a{padding:11px 0;border-bottom:1px solid var(--line)}
  nav.main .btn{margin-top:12px;text-align:center;border-bottom:0}
  .navtoggle{display:block}
  header.site .wrap{position:relative}
  section{padding:50px 0}
}

/* two-column split used on the contact page (light background) */
.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}
.split .formcard{box-shadow:var(--shadow);border:1px solid var(--line)}
@media (max-width:900px){.split{grid-template-columns:1fr;gap:28px}}